Effective 2/27/2023
Fee Schedule
Other Checking/Savings Fees
| Account Closing Fee (within 90 days of opening) | $25* |
| Account Inquiry Print Screens | $2 |
| Checkbook Balancing (Per Hour) | $25 |
| First Time Assistance | $0 |
| Inactivity Account Fee per Month | |
| Checking (after 6 months) | $7* |
| Savings (after 12 months) | $2.50* |
| Dormant Account Fee per Month | |
| Checking (after 12 months) | $7 |
| Savings (after 24 months) | $7 |
| Garnishment Fee | $15 |
| Tax Levies | $15 |
| Research (per hour / $15 minimum) | $25 |
| Research/Image Copies (each) | $1 |
| Deposited Item Returned (per item) (COMMERCIAL ONLY) | $3 |
| Non-Sufficient Fund Check/NSF (per item) | $20 |
| Represented NSF Item Fee | $20 |
| Overdrafts/OD (per item) | $20 |
| Stop Payment | $15 |
| Special Statement | $5 |
| Duplicate Statement | $7 |
| Counter Checks (per package of 12) | $5 |
| *Not applicable to Smart Choice Accounts | |
| **Smart Choice inactive accounts may be converted to a fee account.” |
Other Services
| Fax Service | |
| Outgoing | $3 + $0.50 per page |
| Incoming | $3 + $0.25 per page |
| KCB Advantage Accounts | $1.50 Discount |
| Photocopies | $0.25 per page |
| KCB Advantage Accounts 5 free per month | |
| Notary Service | $0 |
| Non-Customer | $2 |
| Medallion Signature Guarantee | $10 |
| Non-Customer | $20 |
| Wire Transfers | |
| Outgoing Domestic | $20 |
| KCB Advantage Accounts | $15 |
| Outgoing International | $35 + Cost |
| KCB Advantage Accounts | $30 + Cost |
| Incoming Wires (KCB Customers) | $0 |
| Non-Customers | $30 |
| Collection items | |
| Incoming and Outgoing | $20 |
| Foreign Currency Orders & Exchanges | $10 + Cost |
ATM/Debit Card Fees
| ATM Card Annual Fee (Savings & MMDA) | $15 |
| ATM/Debit Card Re-pin Fee | $2 |
| ATM/Debit Replacement Card Fee | $5 |
| Non-KCB ATM Withdrawal Fee (1st 4 free/month) | $2 |
Internet Banking Fees
| Account Access | $0 |
| Bill Pay Service | $0 |
| Online Bill Pay Overdrafts (per item) | $25** |
| Online Bill Pay Non-Sufficient Fund (per item) | $25** |
| **This fee is in addition to the KCB OD/NSF fee |
Miscellaneous
| Money Orders | $2** |
| Cashier Check | $3** |
| **KCB Advantage Accounts – Up to 5 free per month | |
| Gift Card Fee (per card) | $4 |
| Deposit Bag (zippered) | $5 |
| Night Deposit Key & Lock Bag | $20 |
| ACH Origination – Manually | $1.50 per item |
Check Cashing
| Active Checking Customers | $0 |
| Active Savings Customers | |
| (If $500 average balance maintained) | $0 |
| All Others | $5 + $1 per $100 |
Safety Deposit Boxes
| Lakin | Annual Fee |
| 3 x 5 | $9 |
| 4 x 5 | $12 |
| 5 x 5 | $18 |
| 3 x 10 | $24 |
| 4 x 10 | $30 |
| 5 x 10 | $36 |
| 8 x 10 | $48 |
| 10 x 10 | $60 |
| Box Drilling | $100 |
| *In addition to Billing Surcharge ** Contents not insured by FDIC |
|
Safety Deposit Boxes
| Garden City | Annual Fee |
| 3 x 10 | $25 |
| 5 x 10 | $45 |
| 10 x 10 | $65 |
| Box Drilling | $100-$200 |
| Billing Surcharge | $5 |
| Lost Key Replacement | $20 |
| Late Payment | $5 |
| Non-Customer Surcharge | $10* |
| *In addition to Billing Surcharge ** Contents not insured by FDIC |
|
Bank in Southwest Kansas