See the table below for a list of our various savings accounts to learn about which may be best for your needs.
Savings Account Overview
| Kasasa Saver | Regular Savings | KCB Money Market | |
|---|---|---|---|
| Minimum Balance to Open | $100 | $100 | $1,000 |
| Maintenance Fee | Free | $2 if Daily Balance is Below $250 | $5 if Daily Balance is Below $1,000 |
| Links to Kasasa Cash or Kasasa Cash Back | yes | No | No |
| APY* | 1.00% APY* on balances up to $50,000. 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back. | Contact Us | Contact Us |
| Free Debits | None | 6 free debits per month; additional debits $1.00 each.* | 6 free debits per month; additional debits $1.00 each.* |
| Minimum Balance for Interest | None | $100 | $1,000 |
| Minimum Balance for Rewards | None | No Rewards | No Rewards |
| 24-Hour Telephone Banking | yes | yes | yes |
| Online Banking Access | yes | yes | yes |
| Annual ATM Card Fee | None | $15 per Card | $15 per Card |
| UTMA Fee Waiver | No | Monthly Maintenance Fee Waived Until Age 21 | No |
| Learn More |
Kasasa Saver
Minimum Balance to Open$100
Maintenance FeeFree
Links to Kasasa Cash or Kasasa Cash Back yes
APY*1.00% APY* on balances up to $50,000.
0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back.
0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back.
Free DebitsNone
Minimum Balance for InterestNone
Minimum Balance for RewardsNone
24-Hour Telephone Banking yes
Online Banking Access yes
Annual ATM Card FeeNone
UTMA Fee WaiverNo
Regular Savings
Minimum Balance to Open$100
Maintenance Fee$2 if Daily Balance is Below $250
Links to Kasasa Cash or Kasasa Cash BackNo
APY*Contact Us
Free Debits6 free debits per month; additional debits $1.00 each.*
Minimum Balance for Interest$100
Minimum Balance for RewardsNo Rewards
24-Hour Telephone Banking yes
Online Banking Access yes
Annual ATM Card Fee$15 per Card
UTMA Fee WaiverMonthly Maintenance Fee Waived Until Age 21
KCB Money Market
Minimum Balance to Open$1,000
Maintenance Fee$5 if Daily Balance is Below $1,000
Links to Kasasa Cash or Kasasa Cash BackNo
APY*Contact Us
Free Debits6 free debits per month; additional debits $1.00 each.*
Minimum Balance for Interest$1,000
Minimum Balance for RewardsNo Rewards
24-Hour Telephone Banking yes
Online Banking Access yes
Annual ATM Card Fee$15 per Card
UTMA Fee WaiverNo
*Limit 6 debits per preauthorized, automatic, internet or telephone transfers or payments by check to third parties; unlimited debits made in person, by mail, messenger or ATM; APY=Annual Percentage Yield.
Learn more about our other investment options below:
