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Free Kasasa Saver


Monthly Qualification Cycle 

Saving should be much, much easier - and now it is. Connect Kasasa Cash® or Kasasa Cash Back® checking to a free Kasasa Saver® account for automatic savings.

Each month you earn cash in your Kasasa® checking, those earnings transfer into Kasasa Saver, which also pays up to 1.00% APY* on your balance!


  • Links to FREE Kasasa Cash or Kasasa Cash Back checking

  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings

  • 1.00% APY* on balances up to $50,000

  • 1.00% to 0.50% APY on balances over $50,000 depending on balance in account*

  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back

  • No minimum balance to earn rewards

  • No monthly service fee

  • FREE online banking

  • FREE e-Statements

  • FREE mobile banking

  • 24 hour telephone banking

  • $100 minimum deposit to open

It's easy to qualify for rewards - here's how!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle :

  • Have at least 12 debit card purchases post and settle

  • Be enrolled in and agree to receive e-Statements

  • Be enrolled in and log into online banking

That's all! And if you don't meet these qualifications, don't worry - your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with non-KCB issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:

A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. (when linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $50,000 in your Kasasa Saver account receive an APY** of 1.00% and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from .05% to 1.00% APY** depending on the account’s balance. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs.  APYs** accurate as of 10/01/2017. Rates are variable and at our discretion may change after account is opened.  Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  There is a minimum deposit of $100.00 required to open a Kasasa account. To earn you rewards you must complete the following activities and transactions each Monthly Qualification Cycle:  Have at least 12 debit card purchases post and settle (signed or PIN transactions), Be enrolled and log into online banking and Enroll and receive eStatements.   Limit 1 account per social security number.  A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.(**APY=Annual Percentage Yield)

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