See the table below for information about our various business accounts to find out which is best for your business!
Business Checking Overview
| Commercial Checking | Basic Business Checking | Business Budget Checking | |
|---|---|---|---|
| Minimum Balance to Open | $500 | $200 | $100 |
| Monthly Maintenance Fee | $10 if Daily Balance is Below $5,000 | $8 if Daily Balance is Below $2,000 | $3 if Daily Balance is Below $300 |
| Fees | $0.20 per debit item, $0.10 per credit item, and $0.10 per deposited item. $.15/$100 earnings credit on daily collected balance is accrued to offset the monthly maintenance fee. | 1st 25 credits at no charge; after 25, $.25 each; 1st 25 debits paid at no charge; after 25, $.25 each; 1st 50 items deposited at no charge; after 50, $.15 each per statement cycle. | 1st 5 debits at no charge; after 5, $.25 each per statement cycle.1st 5 credits at no charge; after 5, $.25 each per statement cycle.1st 10 deposited items at no charge; after 10, $.15 each per statement cycle. |
| 24-Hour Telephone Banking | yes | yes | yes |
| Online Banking | yes | yes | yes |
Commercial Checking
Minimum Balance to Open
$500
Monthly Maintenance Fee
$10 if Daily Balance is Below $5,000
Fees
$0.20 per debit item, $0.10 per credit item, and $0.10 per deposited item. $.15/$100 earnings credit on daily collected balance is accrued to offset the monthly maintenance fee.
24-Hour Telephone Banking
yes
Online Banking
yes
Basic Business Checking
Minimum Balance to Open
$200
Monthly Maintenance Fee
$8 if Daily Balance is Below $2,000
Fees
1st 25 credits at no charge; after 25, $.25 each; 1st 25 debits paid at no charge; after 25, $.25 each; 1st 50 items deposited at no charge; after 50, $.15 each per statement cycle.
24-Hour Telephone Banking
yes
Online Banking
yes
Business Budget Checking
Minimum Balance to Open
$100
Monthly Maintenance Fee
$3 if Daily Balance is Below $300
Fees
1st 5 debits at no charge; after 5, $.25 each per statement cycle.1st 5 credits at no charge; after 5, $.25 each per statement cycle.1st 10 deposited items at no charge; after 10, $.15 each per statement cycle.
24-Hour Telephone Banking
yes
Online Banking
yes
